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Procuramos um Corretor de Seguros rigoroso para determinar os fatores de risco de clientes potenciais e estabelecer os termos da cobertura. O candidato escolhido deve ser capaz de estabelecer regras que resultarão no seguro de uma proporção média de riscos bons para manter uma média de indenizações de custo baixo e para permitir que a empresa ofereça seguros a um baixo custo líquido.

Responsabilidades

  • Analisar as propostas de seguro para verificar a conformidade e aderência
  • Avaliar as informações de base dos clientes e a situação financeira
  • Relacionar-se com especialistas para reunir informações e opiniões
  • Pesar a exposição a perdas e determinar alternativas de subscrição
  • Elaborar uma proposta para prêmios de seguro competitivos
  • Negociar e definir os termos específicos de apólices de seguro com corretores ou segurados
  • Manter registros detalhados de apólices sobrescritas e das decisões tomadas
  • Equilíbrio entre massa e homogeneidade de riscos para obter previsibilidade de resultados futuros
  • Desenvolver e manter um portfólio rentável para a seguradora
  • Seguir as leis de seguro aplicáveis
  • Experiência comprovada como corretor de seguros
  • Experiência prática com "sistemas inteligentes", ferramentas analíticas e pacotes estatísticos (planilhas, SPSS, banco de dados, etc.)
  • Bom senso e atenção a detalhes
  • Confiança na tomada de decisões
  • Excelente conhecimento de apólices de seguros e capacidade de relacionar as disposições das apólices aos riscos de danos
  • Habilidades comprovadas com números e estatística
  • Diploma ou certificação de seguros
  • Bacharel em Administração de Empresas, Finanças ou área relacionada
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