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Nous recherchons un souscripteur d'assurance qualifié afin d'évaluer les facteurs de risque des prospects et de définir les modalités de la couverture. Le candidat retenu doit être capable de fixer des règles qui se traduiront par la garantie d'un pourcentage moyen des bons risques afin de conserver un faible coût moyen des sinistres et de permettre à la société de proposer une assurance à un moindre coût net.

Responsabilités

  • Examiner les demandes d'assurance à des fins de conformité
  • Analyser les informations générales et la situation financière des clients
  • Contacter des spécialistes pour recueillir des informations et des opinions
  • Pondérer l'exposition aux pertes et trouver des alternatives en matière de souscription
  • Établir des devis pour des primes d'assurance performantes
  • Négocier et préciser les modalités expresses des polices d'assurance avec les courtiers ou les assurés
  • Archiver les dossiers détaillés des polices souscrites et des décisions prises
  • Établir un équilibre entre le volume et l'homogénéité des risques afin de prévoir les résultats futurs
  • Développer et gérer un portefeuille commercial pour l'assureur
  • Respecter les règlements en vigueur en matière d'assurance
  • Expérience avérée en souscription d'assurance
  • Expérience pratique dans les « systèmes intelligents », outils analytiques et progiciels statistiques (feuilles de calcul, SPSS, bases de données, etc.)
  • Bon sens et souci du détail
  • Compétences en matière de prise de décision confidentielle
  • Très bonnes connaissances des polices d'assurance et aptitudes à associer les dispositions des polices à l'exposition aux pertes
  • Compétences avérées en statistiques et en calcul
  • Diplôme ou certification en assurances
  • Licence en administration des entreprises, en finance ou dans un domaine y afférent
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